About Me


Dr. K. M. George PhD in Micro Finance & Monitoring and Evaluation of Rural development interventions:

Physical & Metaphysical Elements of George:

“By faith the walls of Jericho fell down”. “Call unto me, and I will answer you, and show you great and mighty things, which you do not know”. “Winner I think, Winner I become”.

Personal Objectives:

To be in a challenging position within an environment where my experience and education as well as skills can be utilized for job enrichment and job enlargement with a view to improving the socio-economic milieu towards sustainable development, particularly in developing economies through MDGs of the United Nations (UN) ;To lead any organization on strategic growth path with spread effects. In other words, to be the most admired professional in Monitoring & Evaluation; Micro Finance using innovative approaches to cater to the requirements of Governments and UN agencies as well as International NGOs.

Occupational Expertise:

  • Nearly 45 years worked as Monitoring & Evaluation as well as Micro Finance;
  • Expert with two major Development Banks in India; ADB in PNG: FAO Team Leader in Afghanistan and Mission Member in DPR Korea.

Areas of Specialization and Work experience:

Monitoring, Evaluation, Socio-Economic Studies & Surveys, Benchmark Surveys, Women Empowerment Studies, Micro Finance, Rapid Impact Evaluation, Poverty Reduction Studies & Surveys, Studies on the Impact of MDGs. Completed during the last 45 years as many as 55 Mid- Term evaluations for banks and Governments as well as UN agencies in India and abroad.

COMPUTER SKILLS: MS Word, PowerPoint, Excel, and Internet Operations.

Visited 6500 villages & settlements (Interacted with 450,000 people in Afghanistan, India, and Papua New Guinea & DPR Korea).


Listed in Marquis (USA) “Who’s Who in the World” as one of the highest achievers; Participated in a high power Training programme on “Preparing for the Rehabilitation Effort in Afghanistan” in Italy, jointly organized by UNOPS, International Labour Organization (ILO), University of York & Italian Ministry of Foreign Affairs from 25 February 2002 – 9 March 2002.

I am here to exchange my experience and expertise with the most needy, regardless of colour and race and gender.

Mile stones as a top notch Professional:

1) Published 94 papers and 55 M&E reports & two books.

2) Attended and or chaired 5000 plus conferences, seminars and workshops the world over.

3) Visited 6500 villages and interacted with 450,000 poor(half a million).

4) 45 years work experience as M&E professional; rural development practitioner; Micro Finance expert.

5) Worked in most challenging environments like Papua New Guinea, North Korea. Afghanistan and India.

6) Worked with prestigious institutions like the Bombay University, National Dairy Development Board as Economist; Bank of Baroda and Punjab National Bank having 5000 branch offices each as Economist and Senior Manager.

7) Worked as Chief M&E Advisor with the Government of Papua New Guinea; ADB consultant on M&E; UNDP consultant on M&E; UNOPS Mission Member to North Korea; FAO Team Leader of M&E in Kabul; M&E Expert with the World Bank in Kabul; plus a host of NGOs in India for very many M&E assignments.

8) Received a commendation from ADB in 1993 for an excellent Bench Mark Survey of Smallholder oil palm project ( Loan No. 1110-PNG-Agril research and Extension Project).

9) Conducted a seminar on, “Dairying as an Instrument of Economic Change in India” at the University of Arkansas, USA on May 15th 1975.

10) In 1998, listed as one of the Achievers of the World-Who is Who in the World- in Marquis who is who.

11) Successfully completed a course on Integrated Area planning at the National Institute of Rural Development, Hyderabad -India from 21-1-1981 to 10-2- 1981.

12) Attended training course: “Preparing for the Rehabilitation Effort in Afghanistan, Pisa, Italy from 25 Feb-9 March 2002.

13) Attended and delivered keynote address at the World Universities Congress held in Canakkale Onsekiz Mart University, Turkey, 20/ 24 October, 2010.

14) Government Secretary of Papua New Guinea writes on 25th August 1993, “During the last fifteen months, among others, Dr George had visited nearly 250 villages, spread over seven provinces and completed three bench mark surveys of Oil Palm, Cocoa and Coffee Smallholders. These reports were well received by the Govt and ADB.”

15) On 30th September 1994, Mr. M Setae, Secretary Government of Papua New Guinea in a testimonial writes about Dr George,“During the last 22 months, among others, Dr. KM George has had completed six socio-economic studies of Oil Palm, Cocoa and Coffee Smallholders. These reports were well received by the Asian development Bank and Government of Papua New Guinea. He has become an excellent practitioner of Socio-economic studies and Monitoring and Evaluation exercise”.

16) On 3rd May 2004,Mr Manfred Staab, Programme Manager of FAO-Afghanistan writes on Dr George, “ During his stay with FAO Afghanistan as Team Leader of M&E, he trained the M&E Officers in various M&E techniques, including taking them on evolution field work in eastern Afghanistan, covering two provinces and several districts as well as number of villages. He is a demanding practitioner. I found him to be very professional and meticulous as well as punctual in his official conduct. He has good team building skills.”

17) Deputy Chairman, Planning Commission of Government of India writes in a special testimonial on Dr George on Aug 2nd 1977, “I have known George in the Department of Economics of Bombay University and his work was found to be very creditable; he deeply impressed me as a hard working, conscientious and energetic young man”.

18) Dy. General Manager of Punjab National Bank ( A development bank with 5000 offices all over India) writes on 30th Dec 1990, “ During his association with Punjab National Bank, Dr George conducted forty four M&E studies pertaining to various development programmes mostly aimed at betterment of the rural poor. These studies and its field work took him to a couple of thousands of villages in different parts of India. In the process he has become a rare practitioner of monitoring, evaluation and rural development. Dr. George is a hard working and dynamic professional with drive and dexterity. His grasp of the complicated developmental dynamics is admirable.”

19) On 30th March 1990, Mr N Sridharan, president of CRATPAW (All India NGO) writes, “Dr George turned out to be an institution builder and one of the principal spokesmen of the NGOs representing the third world countries in many a forum. Dr. George visited more than 5000 villages in the context of activating rural development through NGOs. He believes that peoples participation is the key to successful NGO movement. He feels and acts like a winner……… winner he becomes.”